Buy Now Pay Later (BNPL)
Empower your customers with flexible payment options in store and online using Buy Now Pay Later through our terminal and online checkout.

Elevate Sales With BNPL In Malaysia
A next-generation payment solution that accepts credit/debit cards, e-wallets, and Buy Now Pay Later (BNPL Malaysia), all in one seamless, secure device. Boost customer spending and loyalty with flexible payment options.

Why Choose Us
Flexible Payment Solutions Tailored For You

Flexible Payment Plans
Offer interest-free installments or extended payment terms.

Zero Hassle for Customers
Simple, transparent pricing with no hidden fees.

Increase Sales
Flexible pay later option assist buyers with making bigger purchases.

Dependable Support
24/7 customer support to assist you anytime.

Seamless Checkout Experience
Smooth BNPL integration with your Paydibs Terminal, existing POS or e-commerce platform.

Get It Now
Give shoppers the freedom to pay later and watch your sales grow.

Pay Later with Ease
Buy now, pay later is changing the way Malaysians shop online. With BNPL in Malaysia gaining popularity, consumers now have the flexibility to split their payments into manageable installments with minimal interest. Some providers even offer it with no interest. Whether you’re shopping for fashion, electronics, or daily essentials, buy now pay later Malaysia solutions let you get what you need today and pay later over time.


A Smarter Terminal For Modern Shoppers
The Paydibs Terminal supports multiple payment methods including credit/debit cards, e-wallets, and now, BNPL in Malaysia. This all-in-one device is fast, secure, and easy to use — making it the ideal choice for physical and online stores looking to enhance the customer experience with pay later options.

How BNPL Helps Increase In-Store Sales
Offering Buy Now Pay Later (BNPL) through the Paydibs Payment Terminal can significantly boost in-store sales. By allowing customers to buy now, pay later, retailers reduce purchase hesitation and increase conversion rates. Shoppers are more likely to complete transactions and spend more when they can split payments into manageable installments. This leads to larger basket sizes and higher revenue.
Additionally, offering BNPL in Malaysia enhances customer satisfaction by providing flexible payment options, which builds trust and encourages repeat visits. With pay later Malaysia features built in, Paydibs helps businesses stay competitive in today’s retail environment.


Pay Later
Supported Providers
In Malaysia, top Buy Now Pay Later providers include Grab PayLater, Atome, and SPayLater by Shopee. These platforms offer flexible installment plans, making it easier for consumers to shop and pay later. Widely accepted online and in stores, they drive customer spending and support the growing BNPL Malaysia trend.
Industries With The Biggest Use Case For Buy Now Pay Later

Electronic

Fashion

Furniture

Beauty
Reliable and Secure
Payment Channels

Shopee Pay Later
Shopee PayLater provides buy now, pay later with installment plans of 1, 3, 6, 12, 18, or 24 months for eligible users. This pay later option enhances shopping flexibility across various categories in Malaysia.

Atome
Atome PayLater supports BNPL in Malaysia across fashion, beauty, and more. Shoppers can buy now, pay later with 3, 6, or 12-month installment plans, some with a 1.5% monthly fee. It’s a versatile pay later option.
* Applicable for Paydibs Terminal only

Grab Pay Later
Grab PayLater offers BNPL in Malaysia for transport, food, and shopping. Users can buy now, pay later with flexible options such as pay the next month or split payments over 4 months. It’s a convenient pay later solution in Malaysia.
You Need to Know
FAQs
1. How Does Buy Now Pay Later Work?
Buy Now, Pay Later (BNPL) lets you shop now and pay later through easy installments. Just select a BNPL option at checkout to split your payment over time.
2. Who Can Use The BNPL Services?
BNPL is available for eligible customers at participating merchants. Simply choose the BNPL option during payment if it’s offered. Be sure to check the buy now pay later service providers on the criteria to use the service. The payment channels are subject to each of the payment vendor’s approval.
3. Are There Any Fees Or Interest?
Some BNPL providers are interest-free. However, BNPL providers may charge a small percentage of interest depending on how long of a period you choose. Late payment fees may also apply depending on the provider.
4. Can I Use BNPL For Both Online And In-Store?
Yes. Buy Now Pay Later can be accepted in-store and online, depending on the merchant’s setup.
5. Is BNPL Safe To Use?
Yes. BNPL providers use secure systems to protect your information and payments. Always check the provider’s terms before using.
Future-Proof Your Store
Whether you’re in fashion, electronics, or lifestyle retail, our terminal gives you the tools to stay ahead. With Buy Now Pay Later functionality built in, you can offer the flexibility today’s shoppers expect, and boost sales while doing it.

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Paydibs is a leading payment solutions provider committed to simplifying transactions for businesses of all sizes.
