As Malaysia heads deeper into 2025, the country’s economic outlook appears promising. Bank Negara Malaysia (BNM) projects a national GDP growth of 4.5% to 5.5% for the year, driven by resilient domestic demand, supportive government policies, and ongoing digital transformation. This optimistic forecast carries important implications not only for traditional industries but also for the […]
On May 8, 2025, Bank Negara Malaysia (BNM) made a significant monetary policy move by maintaining the Overnight Policy Rate (OPR) at 3.00% and announcing a 100 basis point reduction in the statutory reserve requirement (SRR), bringing it down to 1.00% effective May 16. This decision will inject approximately RM19 billion into the banking system, […]
The way people buy things has changed massively. Not long ago, big purchases meant saving up, using a credit card, or simply waiting until your salary enters your account. But now, a new way to pay is making waves: instalment payments. While it has always been around for purchasing houses and cars, this flexible payment […]
As the market gets increasingly competitive with the emergence of new players and the presence of dominating industry titans, it can be a real challenge to small business owners to secure their slice of the pie. In this environment, offering flexible payment options is no longer a perk, but a necessity. One increasingly popular solution? […]
BNPL (Buy Now Pay Later) is increasingly gaining popularity in Malaysia and businesses are catching up to meet the change of consumer demands and diversity their payment options. It’s not hard to see why BNPL is so popular, it offers that sought-after flexibility for customers and directly boost sales and cash flows for business. However, for […]
Ever wondered how those online shops manage to take your money securely when you swipe your card or scan your Touch ’n Go? Well, they’re using something called a payment gateway. It might sound a bit technical, but the basic idea is quite straightforward. Think of it as the polite but very efficient middleman in […]
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